Welcome to the NO.1 digital banking savings bank! We offer a comprehensive range of services including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being. Our slogan, "Well-banged," reflects our commitment to providing top-notch services that resonate with our customers.

We proudly stand as the NO.1 digital banking savings bank, with the highest cumulative app downloads and users in the savings bank sector, as recognized by App Annie as of December 31, 2023.

Innovative Savings Programs

Introducing our unique ‘Well Bang Walking Savings’ program, where you can earn interest rates of up to 10% per annum simply by walking. The more steps you take, the higher the preferential interest rate you can achieve within the subscription period.

New to our bank? Take advantage of our WELCOME offer and receive a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days to customers who open an account for the first time.

Comprehensive Financial Management

Worried about managing your assets and liabilities? Our ‘Welcome My Data’ service can help. We have facilitated a nationwide interest reduction project, saving a total of KRW 8,334.98 million as of March 14, 2024. We'll collect and manage all your debts and inform you if a transfer loan is possible. Additionally, our 'credit weather' feature helps you monitor your credit management effectively.

Effortless Account Opening

Opening an account with us is easy and convenient. Whether it's the early morning hours or any time of the day, you can open a non-face-to-face account 24/7. No public certificate? No problem. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer dedicated accounts tailored for Payers, office workers, and bosses, complete with special benefits.

Exclusive Wellbang Lounge Benefits

Don’t miss out on the exclusive ‘Wellbang Lounge’ where you can enjoy prize benefits. Loan customers can earn up to 100 won per day and up to 3,000 won per month by walking, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Participate in our ‘Well Bang Lotto’ by guessing 6 numbers from 0 to 9 for a chance to win, or try your luck with ‘Well Bang Odd or Even’ for weekly prize money.

Convenient Financial Services

At Wellbang, transferring funds is as simple as pressing and holding the account card you wish to withdraw from and dragging it to the account card you want to deposit into. You can also view your total assets, detailed status, and savings goal progress all on one page. Curious about your car's value? Just enter the license plate number to check. Use our ‘Automatic Payment’ service for seamless utility bill payments, and monitor your credit score with our ‘free credit management’ feature without impacting your credit score.

Robust Fraud Prevention

We prioritize your security with our electronic financial fraud prevention services, including "PC designation service," "2-channel authentication service," and "one-time authentication number" service, in compliance with the Financial Supervisory Service’s guidelines.

Product Details

[Well-Bang Working Savings]

• Subscription target: individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Interest payment: lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Differential payment based on annual steps achieved (up to 8.0%)
  • Automatic transfer through our bank account at least 6 times (1.0%p)

[WELCOME first transaction preferential m term savings]

• Subscription target: individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Subscription conditions: Within 30 days from the date of first opening deposit subscription
• Interest payment: lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfer through our bank account at least 8 times (1.8%p per year)
  • Average account balance of 500,000 won or more from the new date to the day before contractual maturity (1.5%p per year)

Please note that in accordance with the Depositor Protection Act, this deposit is protected up to “50 million won” per person, including the principal and a certain amount of interest. Always check the product description and terms before signing the contract. You have the right to a comprehensive explanation of the product before transacting. Interest rates are subject to change, so please check our website or app for the latest information.

Customer Support

Our customer service centers are available to assist you:

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

App Permissions and Usage

To ensure the best experience with the Wellbang App, we require certain permissions:

• Required access rights:
  • Storage space: For storing joint certificates, checking for OS tampering, document submission, and storing photos.
  • Phone: For identity and device verification, and consultation calls.
  • App activity: To collect app information and detect malicious apps to prevent electronic financial transaction incidents.
• Optional access rights:
  • Contacts/Address Book: For contact transfer, SMS sending, purchasing coupons, and recommending friends. Functionality may be limited without consent.
  • Camera: For photo identification, face authentication, and document submission. Functionality may be limited without consent.
  • Photos and videos: To save and collect photos submitted as supporting documents. Functionality may be limited without consent.
  • Notification: To receive important notices, events, and promotions. Functionality may be limited without consent.

Credit Disorderly Conduct Investigation

We collect information on malicious app detection and diagnostic information on detected malicious apps to investigate credit disorderly conduct.

Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim. Our business registration number is 120-87-93876. We are under the scrutiny of the Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07) and the Korea Federation of Savings Banks Review No. 2023-00710 (2023.06.22~2024.06.21).

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024:

• 앱 사용 환경개선 및 안정화