Kredivo stands out as the epitome of flexible payment solutions, offering a range of options that cater to diverse financial needs. Here's why Kredivo is the go-to choice for flexible payments:

• Product Financing with Installment Payments: Kredivo allows you to pay later in 1 month or opt for 3, 6, 12, 18, and 24-month installments. This flexibility ensures you can manage your purchases according to your financial situation.

• Interest Rate: Enjoy 0% interest when you pay within 30 days or choose a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from rates starting at 1.99% per month, with a maximum annual rate of 41.51%.

• Limit: With a maximum limit of up to IDR 50,000,000, Kredivo provides ample room for your shopping and financial needs.

• Simulation: For instance, if you select a 12-month installment for a transaction worth IDR 2,000,000, Kredivo applies an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.

Whether you're looking to shop online or offline on installment without a credit card, need quick loans for emergencies, or have faced rejections when applying for credit, Kredivo is your solution. As an online credit line provider, Kredivo offers installment plans without the need for a credit card and personal loans through KrediFazz, all in one convenient platform.

Kredivo's digital credit application assesses your creditworthiness in real-time, making the registration process swift—just 5 minutes—and approval is granted within minutes. Once approved, you can shop on installment at over 4000 merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, and McDonald's, with just two clicks.

From purchasing a new mobile phone to booking flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or buying furniture and fashion items, Kredivo enables you to buy anything, anywhere. Additionally, you can pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly through the Kredivo app. For urgent financial needs, Kredivo offers quick cash advances via KrediFazz with 3, 6, and 12-month installment options.

Kredivo truly embodies flexibility with its #Sefleksibelitu tagline. Here are three more compelling reasons to choose Kredivo:

• Simpler and Faster: Apply online by uploading your KTP via the Kredivo app—no salary slip required. After a quick approval process, you can buy your dream item on credit or get instant loans from KrediFazz hassle-free.

• Safe and Secure: Your data is encrypted, ensuring your security. Kredivo is also licensed and regulated by OJK, guaranteeing its credibility.

• 0% Interest & Without Down Payment: Kredivo offers some of the lowest interest rates in the market and charges no down payment for its services.

For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, feel free to email us at [email protected] or call 0804-1-573348.

Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. The customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!